:root{
  --navy:#041f3e;
  --blue:#06396a;
  --ocean:#0b79a7;
  --gold:#c69a47;
  --gold2:#f1d693;
  --sand:#f4ead3;
  --cream:#fffaf0;
  --paper:#fffdf8;
  --ink:#122033;
  --muted:#657184;
  --line:rgba(198,154,71,.34);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family:Arial, Helvetica, sans-serif;
  color:var(--ink);
  background:
    radial-gradient(circle at 12% 3%, rgba(241,214,147,.28), transparent 32%),
    linear-gradient(180deg,#fffaf0 0%,#f4ead3 48%,#edf4f7 100%);
  line-height:1.68;
}
a{color:var(--navy);text-decoration:none;border-bottom:1px solid var(--gold)}
.site-header{
  position:sticky;top:0;z-index:20;
  background:rgba(4,31,62,.94);
  backdrop-filter: blur(12px);
  border-bottom:1px solid rgba(241,214,147,.22);
}
.wrap{width:min(1180px,100%);margin:auto;padding:0 22px}
.nav{
  min-height:76px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:24px;
}
.brand{
  display:flex;align-items:center;gap:12px;
  color:#fff;
  letter-spacing:.12em;
  font-family:Georgia,'Times New Roman',serif;
  font-size:22px;
}
.sunmark{
  width:34px;height:34px;border-radius:50%;
  background:
    radial-gradient(circle, var(--gold2) 0 33%, var(--gold) 34% 58%, transparent 59%),
    conic-gradient(from 0deg,var(--gold),transparent 10deg,var(--gold) 20deg,transparent 30deg,var(--gold) 45deg,transparent 60deg,var(--gold) 76deg,transparent 90deg,var(--gold) 110deg,transparent 125deg,var(--gold) 145deg,transparent 160deg,var(--gold) 180deg,transparent 198deg,var(--gold) 220deg,transparent 240deg,var(--gold) 260deg,transparent 282deg,var(--gold) 305deg,transparent 328deg,var(--gold) 350deg);
}
.menu{display:flex;flex-wrap:wrap;gap:10px 18px;justify-content:flex-end}
.menu a{
  color:#fff;
  border-bottom:1px solid rgba(241,214,147,.28);
  font-size:13px;
  text-transform:uppercase;
  letter-spacing:.08em;
}
.hero{
  min-height:720px;
  position:relative;
  color:#fff;
  overflow:hidden;
  background:
    linear-gradient(90deg,rgba(4,31,62,.92) 0%,rgba(4,31,62,.72) 42%,rgba(4,31,62,.16) 100%),
    radial-gradient(circle at 82% 30%,rgba(255,245,210,.92) 0 5%,rgba(198,154,71,.75) 6% 9%,transparent 10%),
    linear-gradient(138deg,#07325f 0%,#0b6f9e 38%,#27bfd3 48%,#f7e3ad 49%,#fff7df 61%,#c99a44 100%);
}
.hero:before{
  content:"";
  position:absolute;inset:auto -10% -18% -10%;height:48%;
  background:
    radial-gradient(ellipse at 52% 0%,rgba(255,255,255,.95) 0 19%,transparent 20%),
    linear-gradient(175deg,rgba(246,236,205,.98),rgba(204,166,88,.80));
  clip-path:polygon(0 36%,18% 22%,38% 33%,56% 16%,77% 28%,100% 13%,100% 100%,0 100%);
  opacity:.94;
}
.hero:after{
  content:"";
  position:absolute;right:7%;bottom:14%;width:min(460px,36vw);height:min(340px,30vw);
  border-radius:34px;
  border:1px solid rgba(255,255,255,.45);
  background:
    linear-gradient(135deg,rgba(255,255,255,.20),rgba(255,255,255,.04)),
    repeating-linear-gradient(45deg,rgba(255,255,255,.10) 0 1px, transparent 1px 16px);
  box-shadow:0 32px 90px rgba(0,0,0,.24);
}
.hero-inner{position:relative;z-index:2;padding:110px 22px 120px;width:min(1180px,100%);margin:auto}
.kicker{
  display:inline-block;
  color:var(--gold2);
  border:1px solid rgba(241,214,147,.45);
  padding:8px 13px;
  border-radius:999px;
  text-transform:uppercase;
  letter-spacing:.16em;
  font-size:12px;
  margin-bottom:30px;
}
h1{
  margin:0;
  font-family:Georgia,'Times New Roman',serif;
  font-weight:400;
  font-size:clamp(54px,11vw,138px);
  letter-spacing:.09em;
  line-height:.92;
}
.hero-sub{
  margin-top:24px;
  font-family:Georgia,'Times New Roman',serif;
  color:var(--gold2);
  font-size:clamp(24px,4vw,48px);
}
.hero-claim{
  max-width:760px;
  font-size:clamp(18px,2vw,24px);
  margin:26px 0 0;
}
.hero-actions{display:flex;gap:14px;flex-wrap:wrap;margin-top:36px}
.btn{
  display:inline-block;
  border:1px solid rgba(241,214,147,.7);
  color:#fff;
  padding:13px 18px;
  border-radius:999px;
  background:rgba(255,255,255,.08);
  box-shadow:0 10px 24px rgba(0,0,0,.14);
}
.btn.gold{background:linear-gradient(135deg,var(--gold),#8e6728);border-color:transparent}
.main{padding:54px 0 84px}
.section{
  background:rgba(255,253,248,.92);
  border:1px solid var(--line);
  border-radius:28px;
  padding:34px;
  margin-bottom:26px;
  box-shadow:0 26px 70px rgba(4,31,62,.10);
}
.section.dark{
  color:#fff;
  background:
    linear-gradient(135deg,rgba(4,31,62,.96),rgba(7,58,105,.92)),
    radial-gradient(circle at 80% 0%,rgba(241,214,147,.25),transparent 36%);
}
.section.dark h2,.section.dark h3{color:#fff}
.section.dark p,.section.dark li{color:rgba(255,255,255,.88)}
h2,h3{
  font-family:Georgia,'Times New Roman',serif;
  font-weight:400;
  color:var(--navy);
  line-height:1.16;
}
h2{font-size:clamp(34px,5vw,58px);margin:0 0 18px}
h3{font-size:clamp(24px,3vw,34px);margin:34px 0 12px}
.lead{font-size:21px;color:#28354a;max-width:920px}
.grid{
  display:grid;
  grid-template-columns:repeat(3,minmax(0,1fr));
  gap:22px;
}
.card{
  min-height:260px;
  padding:26px;
  border-radius:24px;
  background:
    linear-gradient(180deg,rgba(255,255,255,.88),rgba(255,250,240,.95));
  border:1px solid var(--line);
  box-shadow:0 18px 48px rgba(4,31,62,.08);
}
.card .image-slot{
  height:150px;border-radius:20px;margin-bottom:18px;
  border:1px dashed rgba(4,31,62,.25);
  background:
    linear-gradient(135deg,rgba(7,94,140,.18),rgba(241,214,147,.35)),
    repeating-linear-gradient(45deg,rgba(4,31,62,.05) 0 1px, transparent 1px 14px);
  display:flex;align-items:center;justify-content:center;
  color:rgba(4,31,62,.55);
  font-size:12px;text-transform:uppercase;letter-spacing:.12em;text-align:center;
}
.card h3{font-size:26px;margin:0 0 10px}
.doc-page .article{
  column-width: 680px;
  column-gap: 58px;
}
.article p{
  margin:0 0 14px;
  break-inside:avoid;
  color:#202d42;
}
.article .doc-heading{
  break-after:avoid;
  column-span:all;
  margin-top:36px;
  padding-top:18px;
  border-top:1px solid var(--line);
}
.article .doc-heading:first-child{margin-top:0;border-top:none}
.article .bullet{padding-left:18px;position:relative}
.article .bullet:before{content:"•";position:absolute;left:2px;color:var(--gold)}
.toc{
  display:flex;flex-wrap:wrap;gap:10px;margin:22px 0 0
}
.toc a{display:inline-block;padding:8px 12px;border:1px solid var(--line);border-radius:999px;background:#fffaf0}
.meta-strip{
  display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:34px
}
.meta{
  border:1px solid rgba(241,214,147,.42);
  background:rgba(255,255,255,.08);
  border-radius:18px;padding:16px;color:#fff;
}
.meta strong{display:block;color:var(--gold2);font-family:Georgia,'Times New Roman',serif;font-size:20px}
.footer{
  background:var(--navy);
  color:rgba(255,255,255,.72);
  padding:42px 0;
  text-align:center;
}
@media(max-width:820px){
  .nav{align-items:flex-start;flex-direction:column}
  .menu{justify-content:flex-start}
  .hero{min-height:620px}
  .hero:after{display:none}
  .grid,.meta-strip{grid-template-columns:1fr}
  .section{padding:24px;border-radius:22px}
  .doc-page .article{column-width:auto}
}